20 PARADE
of
HOMES SPRING 2024
Managing
your mortgage
little "pre-mortgage
counselling" is defi-
nitely in order.
Jilliane Miranda, manager of the
consumer lending department
at the Lagimodiere branch of
Steinbach Credit Union, says ques-
tions are a good way to help you
understand your options and build
a relationship with your lender.
After all, it's a long-term relation-
ship — with your lender and your
mortgage. You don't need to fear
the rate, Miranda points out, since
lending specialists are there to
help you discover the options that
can work for you and your finan-
cial circumstances.
"Keep in mind that you're
'marrying the house and dating
the rate' for your current term,"
she says.
"Your current rate is for the time
being and only for the length
of your term. When it's time to
renew, the economic state might
be different. We could be at a
declining rate, at the same rate
or we could be at a rising rate, so
really consider your options."
Mortgages
BY WENDY KING
If you're in the market for
a new home, you might
be suffering from a fear
of commitment. Rates
are high. The economy
feels unreliable; it's
already got a question-
able past and an unpre-
dictable future. You have
questions — and plenty
of them.
JILLIANE MIRANDA,
MANAGER OF THE CONSUMER
LENDING DEPARTMENT,
LAGIMODIERE BRANCH OF
STEINBACH CREDIT UNION
A
